About LendWyse

What is LendWyse?

LendWyse is a US personal loan marketplace. We help borrowers compare real, pre-qualified offers from a network of vetted lending partners — without touching your credit score to look.
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How LendWyse works

Tell us how much you need and a few basic details about your finances. We run a soft credit pull — which does not affect your credit score — and show you real offers from our lending partners in under 60 seconds.

You pick the offer that fits. The lender finalizes underwriting and, in most cases, funds your loan as soon as the next business day.

Who LendWyse is for

US residents 18 and older who want a transparent way to compare personal loan and debt consolidation offers without filling out a dozen applications. Loan amounts range from $1,000 to $100,000 depending on your credit profile and the lender.

Who LendWyse is not

LendWyse is not a lender, a bank, or a debt settlement company. We are a marketplace and connection service. Every loan is originated and funded by a third-party lending partner that meets our compliance and pricing standards.

Our company

LendWyse is operated by LendWyse Financial (NMLS ID 2482792), a Utah-based personal finance company serving borrowers nationwide.

Frequently asked questions

What is LendWyse?

LendWyse is a US personal loan marketplace that helps borrowers compare real, pre-qualified offers from a network of vetted lending partners. We are not a lender — we match you with lenders who can fund personal loans from $1,000 to $100,000.

How does LendWyse work?

You answer a short form about how much you need and your basic financial profile. We run a soft credit pull that does not affect your credit score and surface real offers from partner lenders in under 60 seconds. You pick the offer that works, the lender finalizes the loan, and funds typically arrive as soon as the next business day.

Is LendWyse a lender?

No. LendWyse is a marketplace and connection service. Loans are originated and funded by third-party lending partners that meet our compliance and pricing standards.

Does checking my rate hurt my credit?

No. Checking your rate on LendWyse uses a soft inquiry, which has no impact on your credit score. A hard inquiry only happens after you accept an offer and the lender finalizes underwriting.

Where is LendWyse based?

LendWyse is operated by LendWyse Financial, headquartered in Utah, and serves borrowers across the United States.

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